Introducing Ford Options to Commercial Vehicles.

Our most popular finance plan for cars is now available across our Commercial Vehicle range.

Ford Options is a type of hire purchase (sometimes called a Personal Contract Purchase) and is available to private individuals and business customers*.

Choosing the right vehicle finance is as important as choosing the right vehicle for the job. Our experienced sales team can help you do both. Arrange an appointment today and we’ll help you get your business moving.

How Ford Options works.

Your deposit and Optional Final Payment are deducted from the price of the vehicle. The Optional Final Payment is the anticipated future value of your vehicle assuming its mileage and condition is as agreed when you signed your agreement.

The balance plus interest and fees is then split into equal monthly payments.

The Optional Final Payment is due at the end of the agreement.

Ford Options then offers you flexibility with three choices at the end of the agreement:

RENEW: Choose another commercial vehicle

Your chance to drive another new Ford Commercial Vehicle. Trade in your ‘old’ vehicle with us or sell privately if you prefer.

Once you have settled your account any money left can be used as a deposit.

RETURN: Hand the commercial vehicle back

Providing the vehicle is in good condition, all monthly payments have been made and you haven’t exceeded the agreed mileage you will have nothing to pay.

RETAIN: Keep the commercial vehicle

Keep the vehicle. You’ll just need to pay the Optional Final Payment plus the Purchase Fee and it’s yours to keep.

Important Information

Finance subject to status. Guarantees may be required. Freepost Ford Credit.

Further charges may be made subject to mileage and condition if the vehicle is returned at the end of the agreement.

Some businesses may be excluded. Please contact us for more details.

Company Info.

Trowbridge Motor Park, Canal Road, Trowbridge, United Kingdom, BA14 8RL

Registered in England - 1423648

VAT Reg No: 328207175

Islington Trowbridge Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Islington Trowbridge Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions.

If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow.

Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be require

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